Payroll, PEO and EOR prices, compared
Real, dated prices for payroll software, PEOs and employer of record services, ranked by published scores, with official payroll tax data behind every number.
- 43providers scored
- 51states and DC
- 52countries with verified costs
- Oct 16, 2026prices last checked
What does it cost to hire in another country?
Pick a country to see the employer's mandatory costs on a USD 40,000 salary.
Payroll software
You run payroll; the software files the taxes.
a month for 10 employees, published prices
PEO
Payroll, benefits and HR compliance handled for you, as a co-employer.
per employee per month, published prices
Employer of record
Hire abroad without opening a company there.
per employee per month, published prices
- Multiplier79
- Oyster64
- Remote62
Which one do you need?
Most businesses need exactly one of these. Start with where your people work and how much HR you want to hand off.
| Your situation | What fits | Why |
|---|---|---|
| All your employees are in the US and you can handle HR yourself | Payroll software | Cheapest option. It pays people and files federal, state and local payroll taxes. |
| US employees, and you want better benefits and HR compliance off your plate | A PEO | The PEO becomes a co-employer, so small teams can get large-group benefits. |
| You want to hire someone in another country without setting up a company there | An employer of record | The EOR is the legal employer abroad and runs local payroll, contracts and contributions. |
| You pay freelancers or contractors, not employees | Contractor payments | No payroll taxes to withhold, but you still file 1099s for US contractors. |
Tools and data
Free tools built on the same official data our pages use.
- Employee cost calculatorWhat one US hire costs you per year, by state.
- International cost calculatorEmployer contributions plus the EOR fee, by country.
- SUTA rates by state2026 unemployment tax wage bases and new employer rates.
- Employer costs by countryMandatory employer contributions in every country we cover.
Popular comparisons
- Gusto vs ADPPublished Gusto prices against ADP RUN estimates, with costs for 5, 10 and 25 employees.
- ADP vs PaychexTwo quote-only giants compared on estimates, promotions, guarantees and how hard they are to leave.
- Gusto vs QuickBooksPayroll-only Gusto against QuickBooks' bundled payroll and accounting, priced for 5, 10 and 25 employees.
- Gusto vs RipplingGusto's posted prices against Rippling's $8 floor and modules, for 5, 10 and 25 employees.
- Deel vs RipplingDeel's posted EOR, contractor and US PEO prices against Rippling's quote-only EOR and platform.
- Deel vs RemoteSame $599 headline, different terms: deposits, FX, renewals, entity ownership and real India and Brazil costs.
- PEO vs EORCo-employment in the US or sole employment abroad, with costs side by side.
- PEO vs payrollFees at 5, 15 and 40 employees, co-employment and the break-even number.
- Justworks vs TriNetA posted $79 to $124 PEO fee against TriNet's quote, minimum headcount and longer support hours.
- W2 vs 1099The three tests that decide it, the cost gap on a $60,000 worker, and what happens if you guess wrong.
- OnPay vs GustoSame $49 plus $6 entry price; different multi-state, cancellation and add-on terms.
- TriNet vs InsperityTwo quote-only PEOs: TriNet's per-employee fee against Insperity's fixed HR charge and $425 credit.
How we keep this honest
Every price has a date
Prices come from each provider's own pricing page, with the date we checked it. Estimates from other sites are labeled as estimates. Editorial policy
Rankings follow published scores
Each provider gets a score out of 100 from its published prices, terms and documented complaints. The list order always matches the scores. How we score
Commissions never count
Some providers pay us when you sign up. That is never an input to a score, and we say so on every page with a provider button. How we make money